Happy
Fulfill Your Dream Home Goals
Get attractive interest rates, flexible EMI options, and instant approvals for your dream house.
Grow Your Savings With Us
Secure your financial future with high returns and reliable investment plans designed for every stage of life.
Smart & Secure Digital Banking
Experience seamless online transfers, mobile banking, and instant account access 24/7 with world-class security.
25+
Years of Legacy
500K+
Happy Customers
150+
Branches & ATMs
24/7
Digital Banking
RBI Regulated
Cooperative Standards
DICGC Insured
Insured up to ₹5 Lakh
A Legacy of Cooperative Excellence & Digital Innovation
RUMCO BANK was founded with a single mission: to empower local trade, facilitate individual savings, and provide accessible credit across Raipur and Chhattisgarh.
By combining traditional cooperative values with modern digital infrastructure—including instant net banking, RTGS/NEFT transfers, and mobile access—we deliver modern convenience with the warmth of personalized service.
Member-Centric Governance
Every account holder is an integral part of our cooperative family with transparent operations.
Local Enterprise Support
Customized credit facilities and MSME loans tailored specifically for regional traders.
Next-Gen Digital Security
Protected by 256-bit SSL encryption and strict compliance standards for online transactions.
Comprehensive Financial Services for You
From personal savings to commercial lending, we deliver end-to-end banking solutions built on trust, security, and financial excellence.
Savings & Current Accounts
Comprehensive account options tailored for individuals, senior citizens, and business enterprises with competitive interest rates and minimal charges.
- Zero Balance Available
- Free Passbook & Chequebook
- Quarterly Interest Payouts
Retail & MSME Loans
Affordable financing options including Home Loans, Vehicle Loans, Gold Loans, and Business Expansion Credit with fast approval processes.
- Low Interest Rates
- Flexible Repayment Tenures
- Transparent Processing Fees
Digital & Net Banking
Manage your funds on the go with secure Internet Banking and Mobile Services for instant RTGS, NEFT, and IMPS money transfers.
- Instant Fund Transfers
- E-Statement Generation
- Utility Bill Payments
Safe Deposit Lockers
Keep your valuable jewelry, important legal documents, and assets secure with our dual-key vault facilities across various branch locations.
- Multiple Locker Sizes
- Nomination Facility
- Enhanced Surveillance Vaults
Fixed & Recurring Deposits
Build long-term wealth with term deposits offering attractive returns, flexible maturity periods, and additional interest for senior citizens.
- Up to 7.75% Interest
- Loan Against Deposit Option
- Auto-Renewal Support
Government & Pension Schemes
Facilitating social security benefits, pension disbursements, and government-backed financial inclusion schemes for local communities.
- Direct Benefit Transfer (DBT)
- Senior Citizen Benefits
- Tax-Saving Plans
Have questions regarding our service charges or documentation?
Our customer support team is available Monday to Saturday to guide you through any query.
Solutions Designed for Every Financial Goal
Explore our comprehensive suite of personal banking, high-yield deposit schemes, competitive loans, and secure digital services.
Cooperative Savings Account
Secure your hard-earned money with zero hidden charges, free net banking access, and attractive quarterly interest payouts.
- Zero Maintenance Fee
- Free Debit Card
- 24/7 Mobile Banking
Fixed & Term Deposits
Maximize your financial returns with flexible tenor options ranging from 7 days to 10 years and special rates for senior citizens.
- Flexible Maturity
- Senior Citizen Bonus +0.50%
- Loan Against FD Available
Business & MSME Loans
Tailored financing solutions for local merchants, small enterprises, and startups to expand operations with fast approvals.
- Working Capital Credit
- Minimal Documentation
- Flexible Repayment Schedule
Home & Property Loans
Turn your dream home into reality with affordable home purchase and construction loan schemes featuring transparent processing.
- No Hidden Charges
- Up to 30 Years Tenure
- Easy Balance Transfer
Gold Loan Facility
Unlock immediate capital against your gold jewelry with safe custody, instant gold evaluation, and flexible repayment terms.
- Same-Day Disbursement
- 100% Secure Locker Vault
- Pay Interest Only Option
Rumco Smart Net Banking
Experience seamless online banking, instant fund transfers via RTGS/NEFT/IMPS, and utility bill payments anytime, anywhere.
- Instant P2P Transfers
- E-Statements
- Biometric App Security
Need a customized banking package?
Visit our Raipur head office or consult with our loan officers for tailored business solutions.
Trusted by Thousands of Members & Families
Discover how Rumco Bank helps individuals, entrepreneurs, and local communities secure their financial futures.
"Seamless Digital Business Banking"
Rumco Bank made securing our commercial business expansion loan simple and transparent. Their online portal and fast branch response time have made managing our daily cash flow effortless.
Rajesh Kumar Verma
Local Business Owner • Raipur"Best Fixed Deposit Interest Rates"
I transferred my family savings to Rumco Bank due to their competitive interest rates on FDs and exceptional customer service. The staff at the Raipur head office are always helpful.
Sunita Sharma
Senior Secondary Teacher • Bhilai"Hassle-Free Mobile Banking"
The Net Banking app is crisp, fast, and very secure. Transfers through IMPS and NEFT happen instantly. Highly recommended for anyone looking for reliable modern cooperative banking.
Amitabh Patel
IT Consultant • RaipurAll testimonials are shared by registered members and account holders of The Raipur Urban Mercantile Cooperative Bank.
